Am I Going to Run Out of Money in Retirement?
By Carl Engelking
The future is uncertain, and that can be a little scary – especially when planning for retirement.
You’ve been told to save and save more, but how much is enough? Can you save too much? How do you know if you’ll run out of money in retirement? If your spine is tingling right now, you’re not alone: Nearly half of all Americans planning for retirement are worried about outliving their savings, according to a study by the American Institute of CPAs.
Taking the Risks Out of Benefits
Owning a healthcare business does not exempt me from an issue that perplexes leaders of large and small organizations alike — but it does give me a broad perspective on the question of how to provide medical benefits that employees appreciate, while making sure that the cost of those benefits doesn’t put a company out of business.
Every year, I work to keep rising health insurance rates in check while also making sure that my employees don’t feel the brunt of rate increases. In my years of running organizations and dealing with escalating healthcare costs, I have made some observations that may help you address this expensive and important issue. Here are my top five health benefits tips.